Nobu Bank Records 45.4% Net Profit Growth in the First Half of 2026, Strengthening Business Performance and Financial Fundamentals

Jakarta, August 2026 – PT Bank Nationalnobu Tbk ("Nobu Bank") continued to deliver solid financial performance in the first half of 2026. As of 30 June 2026 (unaudited), the Bank recorded a net profit of IDR 339.1 billion, representing a 45.4% year-on-year (YoY) increase from IDR 233.2 billion in the same period last year. The strong performance reflects the Bank's successful execution of its business strategy, supported by prudent risk management and sustainable operational efficiency.

In line with its earnings growth, total assets increased by 19.4% YoY to IDR 43.16 trillion, compared with IDR 36.16 trillion as of June 2025. The growth was driven by stronger customer deposits and healthy loan expansion while maintaining prudent banking principles.

On the funding side, third-party funds (deposits) grew by 18.8% YoY to IDR 29.98 trillion, reflecting customers' continued confidence in Nobu Bank as their trusted financial partner. Meanwhile, total loans reached IDR 24.48 trillion, an increase of 19.1% YoY, demonstrating the Bank's commitment to supporting individuals and businesses through sustainable financing.

The Bank's financial strength was further reinforced by a 14.1% YoY increase in equity, reaching IDR 4.45 trillion. Nobu Bank also maintained a strong capital position, with a Capital Adequacy Ratio (CAR) of 23.04%, well above the regulatory minimum, providing ample capacity to support future business expansion.

Profitability remained strong, as reflected by a Return on Assets (ROA) of 2.06% and Return on Equity (ROE) of 16.83%, highlighting the Bank's ability to generate attractive returns from its assets and shareholders' equity. Meanwhile, the Net Interest Margin (NIM) stood at 3.53%, demonstrating the Bank's resilience in maintaining healthy interest income amid an evolving banking landscape.

Asset quality also remained well under control. As of the end of June 2026, the Bank's Gross Non-Performing Loan (NPL) ratio was maintained at 0.53%, reflecting disciplined credit risk management and a high-quality loan portfolio.

Looking ahead, Nobu Bank will continue to strengthen its digital transformation initiatives, enhance customer experience, and expand collaboration within Indonesia's digital payment and financial services ecosystem. Supported by a strong financial foundation and a sustainable growth strategy, the Bank remains confident in delivering long-term value to customers, shareholders, and all stakeholders.

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